Labia reduction – cost coverage by health insurance companies
If the labia minora are larger than the labia majora, this can lead to impaired self-confidence for the affected women. The women do not feel comfortable in their skin and have inhibitions in their sexual life. There are women for whom too large labia minora also lead to physical discomfort, as it causes friction against clothing when running or riding a bicycle, for example. This friction can cause open spots on the skin which in turn are susceptible to bacterial penetration. The consequence can be recurrent infectious diseases. In the case of a surgical procedure, however, you should inform yourself in advance about the cost coverage of the labia reduction.
Cost absorption labia reduction – A ray of hope for affected women
For many of the affected women, the topic of labia reduction is fraught with shame, Dr. Martha Bernard knows from her many years of experience. She advises on this sensitive topic discreetly and empathetically “from woman to woman” and knows the questions that women ask themselves in relation to a labia reduction. One of the important questions is whether health insurance companies cover the costs of labia reduction. This question cannot be answered with yes or no. In a personal conversation this point can be discussed in detail with Dr. Bernard.
What is important?
When it comes to covering the costs of a labia reduction, it depends on whether the reduction of the labia minora is performed on the basis of a medical indication or for aesthetic reasons. If the operation is performed for aesthetic reasons, the costs are generally not covered. However, if there are medical reasons, then the application for assumption of costse or partial assumption of costs is successful in many cases. The increased incidence of infectious diseases is recognized as a medical indication for labia reduction, as is pain caused by friction during sports or physical work. Furthermore, the psychological stress associated with an enlargement of the labia minora falls into this category. Thus, affected women may develop depression as well as an intense sense of shame, which makes normal social interaction difficult or partially impossible for them.
Counseling session helps with application
In a personal consultation, Dr. Martha Bernard can answer the relevant questions that are necessary for the application for coverage of the costs of labia reduction. Likewise, a cost plan can be drawn up here and the most important medical indications can be mentioned. These two points are crucial for the success of an application. With the help of the cost plan, it is explained to the health insurance company how the costs for the procedure are made up. The health insurance company can thus check the necessity of the individually listed items. In a certificate of the Indications for treatment it is made clear that the reasons are medical and not purely aesthetic correction of the labia.
Health insurance company decides on the assumption of costs
After the application is submitted to the health insurance company, it is reviewed. If, in the opinion of the health insurance company, there are medical reasons for a labia reduction, part of the costs will be covered by the health insurance company. However, in most cases, the sum is not sufficient to cover the entire cost of the surgery. How high the actual sum is depends on the health insurance company. Often private health insurance companies cover a higher proportion of the cost of the operation than statutory health insurance funds. If the application is rejected the first time, this is no reason to despair. The first thing to do is to immediately appeal the rejection. Experience shows that in these cases, a visit by the medical service of the health insurance company (MDK), which contacts the patient for a renewed review of the application, results in partial cost coverage being granted. It is worthwhile to send a well-prepared application for coverage of the costs of labia reduction to the health insurance company.